Financing your dental work: Solutions for lost insurance

October 20th, 2010

A troubling part of today’s economy is that many families find themselves without dental insurance.  This leads many people to stop seeking regular preventative dental care, like cleanings and checkups.  Unfortunately, neglecting your dental health can lead to serious issues such as bone and tooth loss.  Careful home care is important, including brushing and flossing, but you also need to be able to see a dentist for care.  Receiving dental care is especially important if you are experiencing any pain or sign of infection.  It is important to know that there are options available for families without dental insurance.

If you are experiencing any sign of infection, like an abscessed tooth for example, you need to make an appointment with a dentist right away.  Most people don’t realize that a dental infection can spread to other parts of the body.  The American Dental Association explains on their website www.ada.org that untreated dental infection can spread and even lead to death.  It is a serious issue that cannot be ignored.

An abscessed tooth is an infected tooth.  If you’re experiencing a painful toothache, you may have an abscessed tooth.  According to the Michigan Dental Association (MDA), a major toothache with throbbing pain could be warning of an abscessed tooth.  A sign of an abscessed tooth is having a puss-filled sac above your tooth.  According to the MDA, an untreated toothache can cause symptoms such as swelling of your face, sensitivity to heat and cold, pain when biting, a bad taste in your mouth, or a sore on your gums.   

It is important to know that the MDA warns us that the symptoms and pain from an abscessed tooth will not go away on their own.  The problem won’t go away until the tooth is treated by a dentist.  You need to make an appointment if you are experiencing any pain or have any of the symptoms described earlier. 

If you do not have dental insurance and worry about paying for dental treatment, there are payment options available to you.  Some dental offices, like Bright Side Dental (www.BrightSideDental.com) offer their patients the CareCredit® card.  CareCredit® is North America’s leading patient payment program and it lets you begin your treatment immediately and then pay for it over time with monthly payments.  There are interest-free options available. 

As explained on their website, CareCredit® is a “personal line of credit for healthcare treatments and procedures for your entire family, including your pets. It works like a credit card but it has two advantages. It can only be used for healthcare services and you can get No Interest financing every time you use it. Simply pay your minimum monthly payment and pay off the entire balance by the end of your promotional period and you pay No Interest.”  You can read details about the no-interest financing on their website www.carecredit.com

Avoiding dental treatment due to a lack of insurance can lead to devastating results including serious infection and bone and tooth loss.  Dental pain can also cause you to miss work or school and other obligations.  Seek care if you have dental pain.  You can visit www.carecredit.com to learn more about financing your dental work or to find a dentist office in your area that offers the program to their patients. 

Bright Side Dental is a dental group with locations in Sterling Heights, Livonia, Canton, and Royal Oak, Michigan.  Visit www.BrightSideDental.com.